Mortgage Education Center PDF documents require Adobe Acrobat Reader. Click below for a free download!   Mortgage Documents   Frequently Asked Questions Frequently asked questions about mortgages   Credit Score Understanding your credit score   7 Suggestions House buying tips   Financing Tactics Financing tips and tricks   What is APR Understanding Annual Percentage Rate (APR)   Choosing the Right Mortgage Which mortgage program is right for you?   How Much Home Can I Afford Pre-registration versus Pre-approval   RESPA Compliance Government regulations for loan origination   RESPA Compliance Certification Checklist for RESPA Compliance   Calculators   Mortgage Prequalification How much home can I afford?   Payment Calculator Amortization & Payment Calculator   Refinance Analyzer Does refinancing make sense for me?   Rate Quoter Get an accurate rate quote   Initial Loan Application Documents   Residential Loan Application Form 1003 (1-1-2006) (PDF)   Statement of Assets and Liabilities (PDF)   Explanation of Revised 1003   (Spanish) Residential Loan Application Form 1003 (1-1-2006) (PDF)   (Spanish) Statement of Assets and Liabilities   Initial Loan Application Compliance Documents   The Housing Financial Discrimination Act of 1977. Fair Lending Notice (PDF)   Servicing Disclosure Statement (PDF)   Notice Of Applicant Of Right To Receive Copy Of Appraisal Report (PDF)   Equal Opportunity Credit Act (PDF)   Borrower's Certification And Authorization (PDF)   W9 Form (PDF)   Appraisal Documents   Revised 1004 (11-01-2005) Appraisal Form   Explanation of Revised 1004 Form   Pre-closing Documents   DOC Order Form (PDF)   Lock Form (PDF)   Mortgage Broker Agreement (PDF)   Manufactured Home Dealer Loan Submission Agreement (PDF)   Misc   Mortgage Broker Agreement (PDF)   Manufactured Home Dealer Loan Submission Agreement (PDF)          Copyright © 2002 Lowrates - All rights reserved.