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Many individuals cannot prove their income for various reasons. LowratesUSA.com® technology can help these individuals buy a home with great rates. Generally, a minimum 10% down payment is required and the loan will carry a slightly higher interest rate than full documented income loans. These loans are available for both excellent credit and damaged credit borrowers.
Other requirements include:
- Same line of work or Self Employed for a minimum of 2 years (a special program for individuals self employed for less than 2 years is available)
- Down payment must come from own funds but seller can pay closing costs.
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